Same Day Cash Loans

What can I spend my same day cash loan on?

In theory, you can spend your cash loan on whatever you want! Once the loan has been agreed, it's your cash to spend as you wish. That said, as a responsible lender, we strongly suggest that you only borrow in order to finance an essential purchase, repair or expense that can't wait until you get paid. The type of thing our customers typically use a short-term loan for might be:

- Travelling expenses to get to work or make an urgent family visit.

- Car or truck repairs.

- Payment of an unexpected bill (particularly if late payment would result in a hefty financial penalty).

- To replace an essential household appliance such as a washing machine, cooker or fridge.

To keep your fast cash loan repayment as manageable as possible, we recommend that you only borrow as much as you need and that you look at repaying as quickly as you can. Use our online calculator to work out what you can afford. The advantage of our fast application, acceptance and payout is that, in an emergency, you can often get the cash you need in just an hour or two.

How much should I borrow?

Before applying for a loan, it's important to be clear how much you can afford to pay back. Our handy loan calculator will tell you what your monthly instalment is going to be and how much interest you will pay, depending on the size of your proposed loan and the amount of time you want to take it out for. It is very important that you only borrow what you know you have the means to pay back. Late or missed repayments frequently result in additional charges and penalties, increasing the total amount of debt that you owe. If you're not confident about your ability to repay on schedule, opt to borrow a smaller amount.

How do I apply?

Once you know how much you can comfortably borrow and are clear on the amount of interest you'll be paying, the next step is to submit our online application form. This can be completed any time and you don't need to leave the house to get it done. The application is entirely digital and there is no need to send in paperwork. All the information you enter is directly relevant to your application: we just need to know who you are, how much you want to borrow and what means you have to repay the loan. Once you submit your application, we will give you an almost instant decision! Most people have to wait no more than a few minutes to find out if they can get one of our same day fast approval loans.

Can I get fast cash on same day?

The short answer to this question is: yes! Although sometimes the cash doesn't go through on the same day (often because of restrictions that your particular bank may have, rather than anything to do with us), in the majority of cases, the cash loan will be in your bank account within an hour or two of your loan being approved. This means that for many people, a same-day cash borrowing solution is available to them. Fill in your five-minute application now to get a fast lending decision and (usually) a rapid, same day cash transfer.

I've got bad credit, can I get short term cash?

If you've got a low credit score or have had problems repaying cash in the past, don't worry! Our quick loans are open to a wide variety of people, including those who may have had financial issues in the past. Provided that you can show us you've got the means to repay the money you want to borrow, we can usually sort you out with a loan. That said, we can only approve you for a loan if you apply! The loan application process is fast and free - it costs nothing to apply for a loan from us and the borrowing decision is almost instant. Even if you don't think you've got a chance of being accepted for borrowing, it's still worth applying - what have you got to lose? Many people are pleasantly surprised to receive a positive lending decision just a few minutes after submitting their application. Why not fill in the online application now and see if you can be on a fast track to ready cash?

How much interest do I have to pay?

The amount of interest you will need to pay depends on several factors, including the sum you wish to borrow and how long it will take you to repay the money. To keep your interest payments as low as possible, we suggest that you borrow only as much as you absolutely need and that you opt to pay it back in the shortest possible time that you can afford. As a responsible lender, our interest rates are clearly stated on our site. In addition, you can see exactly how much interest you'll pay when you use our online calculator to work out how much you can afford to borrow. Always make sure you will be able to meet the repayments before taking out a loan.

So What Do I Need To Apply For A Same Day Cash Loan?